William G. Droms is the Co-Founder and Chief Investment Officer of Droms Strauss Wealth Management, Inc., a Registered Investment Advisor with over $500 million in discretionary assets under management. He also is the John J. Powers, Jr. Professor of Finance Emeritus in the McDonough School of Business at Georgetown University where he taught investment management in the undergraduate and MBA programs for over 40 years. Bill is a graduate of Brown University, holds a Master's and Doctorate in Business Administration from George Washington University and is a CFA charter holder. He is the author or co-author of several books on investments, including Investment Fundamentals, The Dow Jones-Irwin Guide to Personal Financial Planning, The Dow Jones-Irwin Mutual Fund Yearbook, and The Life Insurance Investment Advisor. His published research papers have appeared in numerous academic and professional journals, including the Financial Analysts Journal, Journal of Accountancy, CPA Journal, and Journal of Financial Planning.